Criação de Operação
info
Descrição
Esse serviço possibilita a criação da operação financeira relacionada ao INSS, criando a portabilidade e refinanciamento da divida portada.
Endpoint
POST /port-refin/v1/operation
Headers
{
"Authorization": "Bearer {TOKEN_DO_LOGIN}",
"Content-Type": "application/json"
}
Payload (Body)
{
"operation":{
"IN100":false,
"assistance_type":"retirement_by_age",
"benefit_state":"SP",
"benefit_number":"2052711150",
"ispb_number":"90400888",
"contract_number":"123456789",
"last_due_balance": 15000,
"final_disbursed_amount": 5804.56,
"installment_face_value": 400,
"number_of_installments": 84,
"opened_installment_number": "54",
"overdue_installment_number": "30",
"issue_amount": 21004.96,
"refinancing":{
"number_of_installments":84,
"cod_tabela":"210003"
}
},
"client":{
"document_number":"12345678909",
"person_name":"IVOLANDO MIRANDA",
"mother_name":"Ivolanda Batista Miranda",
"birth_date":"1961-02-07",
"profession":"",
"nationality":"Brasileiro",
"marital_status":"single",
"email":"teste@teste.com",
"country_code":"055",
"area_code":"11",
"phone_number":"111111111",
"street":"STREET API",
"state":"BA",
"city":"CITY API",
"neighborhood":"NEIGHBORHOOD API",
"number":"1",
"postal_code":"45600000",
"complement":"CASA",
"bank_account":{
"ispb_number":"60701190",
"bank_code":"341",
"account_type":"checking_account",
"branch_number":"0155",
"account_number":"000059923",
"account_digit":"6",
"pix_transfer_type":"manual"
}
}
}
Exemplo de resposta:
- Resposta de Sucesso (200 OK)
{
"portability": {
"id": 21631,
"debt_key": "54a13598-69a9-4477-a672-b73fb7d1dd07",
"link_form": null,
"ccb_pdf": "https://storage.googleapis.com/sandbox-doc-api/documents/b0cd3dbb-9c92-4a06-aacd-a189ae5b6291/ALCIFINSS-IVOLANDOMIRANDA-CCB-CTC0000028266.pdf",
"benefit_number": "2052711150",
"ispb_number": "60701190",
"branch_number": "0155",
"account_type": "checking_account",
"account_number": "000059923",
"account_digit": "6",
"pix_transfer_type": "manual",
"pix_key": null,
"num_proposta": null,
"num_contrato": "CTC0000028266",
"dsc_tipo_proposta_emprestimo": "Port",
"cod_produto": "204",
"cod_tabela": "204001",
"dsc_produto": "INSS PORT",
"interest_rate": "0.013469",
"dsc_situacao_emprestimo": "waiting_signature",
"dat_emprestimo": "2025-12-09T17:26:37",
"nic_ctr_usuario": "00000000001_0001",
"cod_cpf_cliente": "12345678909",
"nom_cliente": "IVOLANDO MIRANDA",
"email_cliente": "teste@teste.com",
"dat_nascimento": "1961-02-07",
"nom_logradouro": "STREET API",
"num_predio": "1",
"nom_bairro": "NEIGHBORHOOD API",
"sig_unidade_federacao": "BA",
"cod_endrcmnt_pstl": "45600000",
"dsc_cmplmnt_endrc": "CASA",
"nom_localidade": "CITY API",
"num_telefone_celular": "+05511111111111",
"nom_mae": "Ivolanda Batista Miranda",
"qtd_parcela": "54",
"val_liquido": 15000.0,
"dat_credito": null,
"promot_id": 1,
"promot_name": "NOSSA FINTECH",
"key_bilhete_seguro": null,
"link_nuvidio_invite": null,
"link_bilhete_seguro": null,
"email_master": null,
"link_cmp_pgmt": null,
"has_insurance": false,
"val_seguro": null,
"val_emissao": 15000.0,
"marital_status": "single",
"related_party_key": "2db48865-01b1-4b16-b5bd-ed6b353e0551",
"first_installment_value": 400.0,
"first_installment_date": "2026-02-09T00:00:00",
"credit_operation_key": "ed1fc69c-99c4-4a80-a401-8da1986966a7",
"process_id": null,
"unico_score": null,
"serpro_score": null,
"credit_type": "checking_account",
"assistance_type": "retirement_by_age",
"balance_request_info": null,
"benefit_state": "SP",
"legal_representative": null,
"created_at": "2025-12-09T17:26:37",
"modified_at": "2025-12-09T17:26:37",
"policy_number": null,
"in100": true,
"purchaser": "04866275000163",
"op_stage_id": null,
"requester_identifier_key": null
},
"refinancing": {
"id": 21632,
"debt_key": "54a13598-69a9-4477-a672-b73fb7d1dd07",
"link_form": null,
"ccb_pdf": "https://storage.googleapis.com/sandbox-doc-api/documents/198927a9-48f7-47d6-85df-f50c4f733d74/ALCIFINSS-IVOLANDOMIRANDA-CCB-CTC0000028267.pdf",
"benefit_number": "2052711150",
"ispb_number": "60701190",
"branch_number": "0155",
"account_type": "checking_account",
"account_number": "000059923",
"account_digit": "6",
"pix_transfer_type": "manual",
"pix_key": null,
"num_proposta": null,
"num_contrato": "CTC0000028267",
"dsc_tipo_proposta_emprestimo": "Refin-Port",
"cod_produto": "210",
"cod_tabela": "210003",
"dsc_produto": "INSS PORT-REFIN 1,80%",
"interest_rate": "0.018000",
"dsc_situacao_emprestimo": "waiting_signature",
"dat_emprestimo": "2025-12-09T17:26:38",
"nic_ctr_usuario": "00000000001_0001",
"cod_cpf_cliente": "12345678909",
"nom_cliente": "IVOLANDO MIRANDA",
"email_cliente": "teste@teste.com",
"dat_nascimento": "1961-02-07",
"nom_logradouro": "STREET API",
"num_predio": "1",
"nom_bairro": "NEIGHBORHOOD API",
"sig_unidade_federacao": "BA",
"cod_endrcmnt_pstl": "45600000",
"dsc_cmplmnt_endrc": "CASA",
"nom_localidade": "CITY API",
"num_telefone_celular": "+05511111111111",
"nom_mae": "Ivolanda Batista Miranda",
"qtd_parcela": "84",
"val_liquido": 1743.76,
"dat_credito": null,
"promot_id": 1,
"promot_name": null,
"key_bilhete_seguro": null,
"link_nuvidio_invite": null,
"link_bilhete_seguro": null,
"email_master": null,
"link_cmp_pgmt": null,
"has_insurance": false,
"val_seguro": null,
"val_emissao": 16804.0,
"marital_status": "single",
"related_party_key": "2db48865-01b1-4b16-b5bd-ed6b353e0551",
"first_installment_value": 400.0,
"first_installment_date": "2026-02-09T00:00:00",
"credit_operation_key": "30d90f32-411a-4bab-852c-e928e46fc8fa",
"process_id": null,
"unico_score": null,
"serpro_score": null,
"credit_type": "checking_account",
"assistance_type": "retirement_by_age",
"balance_request_info": null,
"benefit_state": "SP",
"legal_representative": null,
"created_at": "2025-12-09T17:26:39",
"modified_at": "2025-12-09T17:26:39",
"policy_number": null,
"in100": false,
"purchaser": "04866275000163",
"op_stage_id": null,
"requester_identifier_key": null
}
}
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